For Strata Schemes

Insurance covered. Cash flow protected.

Spread your building's annual insurance premium across nine manageable instalments — one upfront, eight monthly — without passing fees onto individual lot owners and without raiding the scheme's cash reserves.

The cash flow argument

One large outflow, or nine smaller ones. The shape of the year changes everything.

The economics are simple. Paying an annual premium up front is a single large hit to the building's working capital. Spreading it across nine instalments — one upfront, then eight monthly — turns that hit into a manageable rhythm that aligns with how levies are actually collected.

Pay upfront

One large monthly outflow at policy renewal.

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One large outflow at renewal that drains the scheme's cash reserves or forces a special levy. The rest of the year recovers slowly.
With Strata Funding

One upfront, then eight evenly-spread instalments.

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One upfront instalment (essentially double the size, plus a small fee) followed by eight monthly instalments. Predictable, levy-aligned, reserve-friendly.
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Zero owner-paid fees. Built into the funding arrangement.

The cost of premium funding sits with the Strata Scheme's repayment schedule — not on individual lot owners' bills. There's nothing for owners to opt into, and nothing extra they pay.

How to apply

Two ways to get a quote. Either works.

Strata Schemes can apply directly via our short online form — usually just a few minutes. Your strata manager can also lodge on your behalf if you prefer. Either way, we come back with an indicative quote within one business day.

PATH 01

Apply online directly

Our short, strata-specific application form takes just a few minutes to complete. We'll come back with an indicative quote within 24 hours and walk you through the rest.

Apply for funding
PATH 02

Through your strata manager

Ask your strata manager to lodge on your behalf. They'll confirm the property and policy details with you and submit the application. You and the committee just review and approve.

For strata managers
Application requirements

What you'll need before you start.

Have these on hand:

  • Strata Scheme details — name, ABN and registered address
  • Insurance policy — insurer, policy number, premium total, start and end dates
  • Two committee contacts — primary applicant plus optional secondary
  • A copy of the policy — PDF or image, optional but speeds things up
  • Bank details for direct debit — can be provided after the quote is accepted
  • Strata manager details — if applicable, for coordination

Apply on behalf of your Strata Scheme.

Around ten minutes to complete. Indicative quote within 24 hours.

Apply for Funding Working with a strata manager? They can lodge for you. See how that works.